Roth IRA Calculator

Tax-free growth projector

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Full guide

How Roth IRA Growth Works Over Time

Learn tax-free Roth IRA growth, contribution limits, Roth vs traditional basics, and long-horizon projections with compound returns — free online.

Read the guide

About Roth IRA Calculator

A Roth IRA calculator that projects the growth of your tax-free retirement savings. Enter your current age, initial balance, annual contributions, and expected return rate to see year-by-year projections through retirement. Compare Roth vs Traditional IRA outcomes, see contribution limit phase-out by income, and model backdoor Roth strategies. Includes 2024 contribution limits and age-based growth scenarios. 100% client-side.

Roth IRA Calculator Features

  • Growth projection
  • Year-by-year chart
  • Contribution limits
  • Tax savings
  • Roth vs Traditional
  • Income limits
  • Age-based growth
  • Catch-up contributions

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