Retirement Calculator

Will your savings last?

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Full guide

How to Calculate How Much You Need to Retire

Learn nest-egg targets, the 4% rule, contribution growth, inflation, and year-by-year retirement projections — free online calculator.

Read the guide

About Retirement Calculator

A retirement calculator that projects whether your savings will last through retirement. Enter current age, retirement age, savings, annual contributions, expected returns, and desired retirement income. See year-by-year projections with inflation adjustment, Social Security integration, and multiple withdrawal strategies. Supports 401(k), IRA, and taxable account inputs. Compare the 4% rule vs dynamic withdrawal approaches. 100% client-side.

Retirement Calculator Features

  • Savings projection
  • Withdrawal analysis
  • Inflation adjustment
  • Social Security
  • Year-by-year chart
  • Multiple accounts
  • 4% rule test
  • Early retirement

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