Mortgage Affordability Calculator

How much house can you afford?

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About Mortgage Affordability Calculator

A mortgage affordability calculator that determines your maximum home price based on income, existing debts, down payment, interest rate, and desired DTI ratio. See your affordable home price, estimated monthly payment including taxes and insurance, and how different down payments affect affordability. Supports first-time home buyer, FHA, and VA loan calculations. No personal information required — 100% client-side.

Mortgage Affordability Calculator Features

  • Max home price
  • Monthly payment
  • DTI ratio
  • Down payment impact
  • Taxes & insurance
  • Income-based
  • FHA/VA support
  • First-time buyer
  • PMI calculation

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