Mortgage Affordability Calculator

How much house can you afford?

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Full guide

How Much House Can You Afford?

Learn DTI limits, income and debt inputs, down payment impact, max home price math, and how taxes and insurance change what you can safely buy.

Read the guide

About Mortgage Affordability Calculator

A mortgage affordability calculator that determines your maximum home price based on income, existing debts, down payment, interest rate, and desired DTI ratio. See your affordable home price, estimated monthly payment including taxes and insurance, and how different down payments affect affordability. Supports first-time home buyer, FHA, and VA loan calculations. No personal information required — 100% client-side.

Mortgage Affordability Calculator Features

  • Max home price
  • Monthly payment
  • DTI ratio
  • Down payment impact
  • Taxes & insurance
  • Income-based
  • FHA/VA support
  • First-time buyer
  • PMI calculation

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